Mercury

## Does Mercury offer NetSuite integration for banking and transaction management?

## Overview Mercury offers a native integration with Oracle NetSuite, which is marketed as 'Enriched NetSuite Automations'. This integration is specifically designed to connect a company's Mercury banking data directly with its NetSuite Enterprise Resource Planning (ERP) system, automating key accounting workflows. The primary function of the integration is to eliminate manual data entry and reconciliation processes, such as uploading CSV files of bank transactions. Instead, it facilitates the automatic synchronization of financial data, including bank transactions, bill payments, and corporate card spend, from Mercury into the NetSuite general ledger. This direct data flow is intended to improve the accuracy of financial records and reduce the time required for tasks like the month-end close. ## Key Features The feature set of the enriched NetSuite integration is comprehensive. It supports the automatic synchronization of all bank transactions, ensuring that the NetSuite ledger reflects the company's cash position accurately and in a timely manner. A key component is its AI-powered categorization capability, which suggests General Ledger (GL) codes for transactions based on historical data and analysis, helping to standardize and streamline the bookkeeping process. Users can map GL codes to a wide variety of financial activities, including bills, credit and debit card transactions, expense reimbursements, wires, ACH transfers, and internal transfers. The integration also pulls 'Classes' from NetSuite, allowing users to tag transactions with these classifications directly within the Mercury dashboard. This is a critical feature for businesses that track profit and loss by department, product line, or other segments. Furthermore, spend data from both Mercury debit cards and the IO credit card can be synced automatically, providing a complete picture of corporate expenditures. ## Technical Specifications From a technical perspective, the integration is a direct, native connection between Mercury and NetSuite. This architecture means that no third-party middleware or intermediary software is required to facilitate the data transfer, which simplifies the setup process and reduces potential points of failure. ## How It Works The setup is designed to be straightforward, typically involving an administrator navigating to the 'Integrations' section in the Mercury dashboard, selecting NetSuite, and following a series of prompts to authorize the connection and map accounts and GL codes. ## Use Cases ## Limitations and Requirements The 'Enriched NetSuite Automations' feature is not included in Mercury's standard free banking plan. Access to this integration is gated and requires a subscription to one of Mercury's paid tiers, specifically Mercury Plus or Mercury Pro. As of early 2026, pricing for these plans begins at $35 per month. While the advanced, automated integration is a premium feature, it is important to note that basic bank feed connections for NetSuite, which provide a more standard level of transaction data, are available for free on all Mercury plans. The enriched integration, however, provides a much deeper level of automation and functionality that is tailored for companies relying on NetSuite for their financial management. While the integration is robust, there are some documented limitations. Currently, transactions related to Mercury's Treasury product are not included in the automatic synchronization and categorization features. Additionally, while payment records for invoices created with Mercury Invoicing are synced to NetSuite once paid, the invoicing feature itself does not yet support direct GL code categorization within Mercury before the payment is made. ## Comparison to Alternatives ## Summary In conclusion, Mercury provides a sophisticated, native NetSuite integration as a premium feature available on its paid Mercury Plus and Pro plans. This 'Enriched NetSuite Automations' tool is designed to automate the flow of transaction data, including bank activity, bill payments, and card spend, directly into a company's NetSuite ERP system. Key features include AI-powered GL code categorization and support for NetSuite Classes, which together help to reduce manual accounting work and accelerate financial closing processes. The integration is a direct connection that does not require middleware, but access is contingent upon a paid subscription. Companies considering this feature should be aware of its current limitations, such as the exclusion of Treasury transactions from the automated sync.